Page 25 - North Haven Magazine Issue 33 Spring 2024

Medicare Insurance Questions?

203-239-4044

NICK CASELLA

the ability to find the answers you are looking for. We are
fortunate to have a knowledgeable staff that works well to-
gether on all kinds of issues and problem solving. We also
have four licensed and certified agents that have a com-
bined 40+ years of experience in the insurance industry,
particularly with Medicare Insurance.

The Medicare Insurance marketplace can be overwhelm-
ing. It is referred to as a “maze” for good reason. That is
why it is important to walk someone through the process
and properly educate them on how the system works. We
urge everyone to get started early in the process and give
yourself 3-6 months of preparation prior to making any in-
surance buying decisions.

your doctors and other medical facilities participate with
your programs is very important. Making sure that your
medication is covered and what your out-of-pocket costs
are is also important today due to the ridiculous cost of
drugs.

One size does not fit all. In the Medicare Insurance mar-
ketplace there are numerous options that one should con-
sider before enrolling in any specific plan.
Cristina Casella Christin Crowder There are questions that must be addressed such as:
1. Do I need Medicare if I am Medicare age and still
Anyone who is approaching Medicare eligibility, or who working?
is already on Medicare, knows the extent of mailings, TV 2. Do I need Medicare A & B?
and Radio commercials, as well as unsolicited phone calls
you will receive. So many of these solicitations are intend- 3. Is a Medicare Advantage plan better for me than a
ed for a quick sale and do not have your best interest in Medicare Supplement Plan?
mind. It is important to deal with agents that are licensed 4. Do I qualify for “Extra Help” because of my in-
and certified with multiple insurance companies that have come?
products in your area. If an agent works directly with one
particular company, are they looking out for your best in- These are just a few of the many questions that need to
terest or the best interest of the company they work for? be addressed. That is why we highly recommend starting
early in the process. Talking to one of our Medicare Insur-
There are many good Medicare Insurance products in the ance professionals costs nothing! The only thing we ask is
marketplace, but discovering which one would best fit that you come with a smile when we meet.
your needs takes due diligence and time. Making sure that

NorthHavenMag.com 25