Page 21 - North Haven Magazine Issue 29 Summer 2023

Medicare Insurance Questions?

203-239-4044

NICK CASELLA
MedicareCT.com is NOT ENDORSED BY or AFFILIATED WITH Medicare or any government program.

You needed clarity on how Medicare Insurance works. We heard you!
Medicare Made Simple

hether you are currently a Medicare Insurance beneficiary,
Wturning 65 or over 65 and getting ready to retire, it is very
important that you understand the basics of Medicare.

What is Medicare?

Medicare is health insurance for:
• People 65 or older
• People under the age of 65 with certain disabilities
• People of any age with End-Stage Renal Disease, also known
as ESRD (permanent kidney failure requiring dialysis or
kidney transplant)

What are the different parts of Medicare?
The different parts of Medicare help cover specific services
Medicare Part A (Hospital Insurance) Medicare Part C (Medicare Advantage)
• Helps cover the costs of inpatient care in hospitals • Offers health plan options run by Medicare-approved
• Helps cover the costs of skilled nursing facilities, hospice private insurance companies. Medicare Advantage
and home health care Plans are a way of getting the benefits and services
covered under Part A and Part B. Most Medicare
Advantage Plans cover Medicare prescription drug
Medicare Part B (Doctors/Medical Insurance) coverage (Part D). Some Medicare Advantage plans
• Helps cover the costs of doctors’ and other health care may include extra benefits for an extra cost. Talk to
providers’ services, outpatient care, durable medical your insurance provider for information
equipment and home health care
• Helps cover the costs of some preventative services to Medicare Part D
maintain your health and to keep certain illnesses from • Helps cover the cost of prescription drugs
getting worse
• May help you lower your prescription drug costs and
help protect against higher costs
• Run by Medicare-approved private insurance com-
panies

Still have questions… Call our office today and speak to a member of our team. 203-239-4044
Health Insurance Associates, LLP • 250 State St. • North Haven 21