Page 21 - North Haven Magazine Issue 24 Summer 2022
P. 21

Medicare Insurance Questions?
















   203-239-4044




                                                                                           NICK CASELLA


        Your Medicare Coverage Choices at a Glance

          There are two ways to get your Medicare Insurance coverage:  Original Medicare or a Medicare Advantage
        Plan.  You can use these steps to help decide which way to get your coverage.  Our insurance professionals will
           be happy to help you navigate your way through this maze as well.  We make Medicare Insurance Simple!
                                                          Start


                               Step 1: Decide how you want to get your coverage

                      Original Medicare                     or            Medicare Advantage Plan

                Part A                    Part B                                      Part C

                                                                               (like an HMO or PPO)
               Hospital                  Medical
              Insurance                 Insurance                     Combines:
                                      $170.10/month
                                                                        •  Part A – Hospital Insurance
                                                                        •  Part B – Medical Insurance
              Step 2: You need to add drug coverage                   And usually:

                             Part D                                     •  Part D – Prescription drug coverage*

                         Prescription Drug                            0 to low premium plans
                             Coverage
                         $15-$50/month                                  •  Copays apply
                                                                        •  Network of providers
                                                                      Usually includes extras like:

                   Step 3: Decide if you need to add                    •  Dental
                       supplemental coverage                            •  Hearing Aids

                    Medicare Supplement                                 •  Over-the-counter
                                                                        •  Eyeglass coverage
                           Insurance
                         Medigap Policy                            *Most Medicare Advantage Plans cover
                                                                   prescription drugs
                        $170-$215/month
                   Any doctor or hospital. Little
                        out of pocket costs.
                                                                        Questions? Call Us Today
 Health Insurance Associates, LLP • 250 State St. • North Haven           203-239-4044
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